Catlin Inc. currently has the following for use when placing business with them:

* Catlin U.K. ( C.I.C.L.U.K.) with an AM Best Rating of A 11

* Catlin Syndicate #2003 ( Lloyd’s) with an AM Best Rating of A + 15

* Catlin Specialty with an AM Best Rating of A – 8

They write business only on a non – admitted basis and market their insurance products only through select wholesale insurance brokers. Atlantic Star is proud to be chosen to represent Catlin.

They have a broad underwriting appetite and write primary general liability; lead umbrella and excess casualty.

Below is Catlin’s overall appetite including target classes, minimum premiums, deductibles, etc. This is a general guideline and appetite summary that may vary somewhat by class and territory.

A.) TARGET CLASSES:

1.) PRODUCTS: (a wide range of products risks including Medical Invasive, Machinery Manufacturers, Critical Auto Parts, etc.). Note they are NOT a market for Pharmaceuticals or Nutriceuticals.

B) CONTRACTING:

2.) Caitlin’s appetite consists of most types of Commercial construction Risks for General Contractors and a limited appetite for Subcontractors.

a.) General Contractors: examples consist of Owner Interest policies, Project policies; Wrap up policies, Custom Home builders, builders of high rise structures, shopping centers, apartments, schools, etc.

b.)Subcontractors: Catlin’s approach will be as follows:

1.) Target Classes:

a. Interior Work

b. Non-structural

c. Repair and Maintenance

d. Less than three stories

Residential appetite for GENERAL CONTRACTORS will be on a Project Specific basis subject to Commercial Grade construction. They are not a market for Horizontal Attached Housing(condominiums and Town homes).

2.) Excluded Classes:

a.Residential New Construction preformed by Subcontractors

3)REAL ESTATE: ( apartments, office buildings, shopping Centers, restaurants/ bars/taverns, school and universities, etc. NO Municipalities.

C) PRODUCTS OFFERED:

1.)General Liability with limits up to 5/5/5.

2.)Umbrella Liability with limits up to $10,000,000.

3.)Excess Liability with limits up to $ 10,000,000.

4.)Combined limits on any one account are $ 11,000,000.

D)MINIMUM PREMIUMS:

1.)Minimum Premium: $ 25,000 for General Liability and $ 10,000 for Commercial Umbrella. (EXCLUDING New York Contracting, California Contracting and Residential Contracting Risks):

2.)NEW YORK CONTRACTING RISKS:

a.)Primary: $ 75,000.
b.)Umbrella: $ 50,000.

3.)CALIFORNIA COMMERCIAL CONTRACTING RISKS: $ 50,000.

4.)CALIFORNIA, CONTIGUOUS WEST COAST STATES PLUS COLORADO, TEXAS AND FLORIDA ( RESIDENTIAL PROJECT RISKS: $ 150,000.

5.) WRAP UP RISKS: $ 250,000 FOR Primary and $ 200,000 for Umbrella.

E) MINIMUM DEDUCTIBLES/ S.I. R’S:

1.) Commercial Contracting: $ 5,000. per occurrence

2.) Residential (Repair and maintenance only): $ 10,000. per occurrence

3.) Sub –Contractor Warranty Deductible: $ 25,000. per claim or per occurrence.